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Richard Predham CFP®, BBA

President and Founder

Originally from St. John's, Newfoundland, Richard Predham has been in the financial services industry for 15 years since obtaining his business degree.


Richard has worked in various personal financial planning and business advisory roles throughout Canada with large financial institutions for his entire career. 

Richard created Impact Financial Planning as a way to provide clients education and financial planning on a fixed fee basis, promoting low cost investing outside of the standard high fee models currently offered by most wealth management companies in Canada.


He is a Certified Financial Planner® (CFP®) professional. These professionals have demonstrated the knowledge, skills, experience and ethics to provide holistic financial planning strategies and solutions at the highest level of complexity required of the profession. 

When not working, Richard enjoys travelling, watching movies, board games, golf and spending time with his wife Katie, son Jake, and daughter Ava.


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